Quick answer: Malaysia My Second Home (MM2H) has three categories under MOTAC's terms: Silver with a USD150,000 fixed deposit, a RM1,000 participating fee, a RM600,000 minimum residence and a five-year pass; Gold with USD500,000, RM3,000, RM1 million and 15 years; and Platinum with USD1 million, RM200,000, RM2 million and 20 years. Applicants must be 25 or older, apply through a licensed MM2H tour operator, stay at least 90 days a year, and buy a residence after approval. The terms state no income requirement.
- Silver USD150,000, Gold USD500,000, Platinum USD1 million fixed deposit.
- Participating fees of RM1,000, RM3,000 and RM200,000.
- Minimum residence: RM600,000, RM1 million and RM2 million.
- Stay at least 90 days a year, and apply through a licensed tour operator.
- The residence cannot be sold for 10 years, unless upgraded.
The Three Categories
| Item | Silver | Gold | Platinum |
|---|---|---|---|
| Fixed deposit | USD150,000 | USD500,000 | USD1 million |
| One-off participating fee | RM1,000 | RM3,000 | RM200,000 |
| Minimum residence purchase | RM600,000 | RM1 million | RM2 million |
| Pass validity | 5 years, renewable | 15 years, renewable | 20 years, renewable |
| Renewal fee | RM1,500 | RM3,000 | RM5,000 |
| Business, investment and career | Not allowed. The relevant pass must be requested | Not allowed. The relevant pass must be requested | Permitted |
Conditions
| Condition | Position |
|---|---|
| Age | 25 and above for Silver, Gold and Platinum |
| Income or asset test | No threshold stated in the terms |
| Length of stay | 90 days cumulatively per year |
| Residence | Compulsory to buy and own a residence after approval, with no sale for 10 years unless upgraded |
| Medical | Compulsory check-up at a MOTAC panel clinic for the principal and dependants after approval |
| Deposit use | Up to 50% of the principal's fixed deposit may be withdrawn for residence purchase, education, medical or tourism-related purposes |
| Breach | Failure to comply can result in revocation of the pass |
Dependants
- Spouse.
- Biological, step or adopted children under 21, or aged 21 to 34 if unemployed and single.
- Medically certified children with disabilities, no age limit.
- Parents or parents-in-law.
- Foreign maid, for Platinum only.
How to Apply
Choose a licensed tour operator
Applications go through an operator licensed under the Tourism Industry Act 1992.
Submit through the One Stop Centre
OSC MM2H.
Immigration decides
The Immigration Department under the Ministry of Home Affairs makes the final decision.
After approval
Complete the medical check-up and buy a residence.
Need a pass sorted out? WhatsApp us. We will check your case before you apply.
Mistakes
Assuming MM2H allows work
Silver and Gold do not allow business or career activity.
Selling the property early
No sale for 10 years unless upgraded.
Ignoring the stay rule
90 days cumulatively per year applies.
How We Help
What we handle for you
Before you apply
- Check that your company meets the requirements and that the post and salary fit the right category.
- Prepare your business plan and financial plan from your company idea or business model, where the application needs one.
Application
- Prepare and submit the pass application and respond to Immigration's queries.
Why companies choose us
End-to-end under one roof
- We handle company incorporation, accounting and payroll as well as expatriate pass applications, so your structure, payroll and hiring plan stay aligned.
- The company is set up correctly from day one.
We check before you invest
- We confirm eligibility, including whether you can hire the expatriates you need, before a foreign investor decides to incorporate in Malaysia.
- Neutral Consulting PLT is a Kuala Lumpur firm led by a Managing Partner who is a member of the Malaysian Institute of Accountants.
Frequently Asked Questions
Quick answers.
What are the MM2H requirements?
A fixed deposit, a participating fee, a minimum residence purchase, age 25 or older, and 90 days of stay per year, by category.
What is the fixed deposit for each category?
USD150,000 for Silver, USD500,000 for Gold and USD1 million for Platinum.
What are the participating fees?
RM1,000 for Silver, RM3,000 for Gold and RM200,000 for Platinum.
What is the minimum property price?
RM600,000 for Silver, RM1 million for Gold and RM2 million for Platinum.
Is there an income requirement?
The terms state no income or asset threshold.
How long is the pass?
5, 15 or 20 years, renewable.
Can I work on MM2H?
Platinum permits business, investment and career activities. Silver and Gold require the relevant pass.
How long must I stay in Malaysia?
At least 90 days cumulatively per year.
Can I sell my property?
Not for 10 years, unless upgraded to a higher-value property.
Who decides the application?
The Immigration Department under the Ministry of Home Affairs.
Can I withdraw my deposit?
Up to 50% for residence purchase, education, medical or tourism-related purposes.
Can you advise on MM2H versus other routes?
Yes. We compare MM2H with work passes and the DE Rantau Pass for your plan.
Sources
Official sources
This page is general information, not legal advice. Agencies change their requirements, so confirm the current rules with the Immigration Department (ESD) and MIDA, or with us, before you act. Checked November 2026.
Talk To Us Now
Hiring or relocating an expatriate? We will check your case first. All consultations are by video call.