Cloud Accounting

What is Cloud Accounting?

Cloud accounting has the same functionality as traditional accounting, but with the database stored inside the cloud instead of the office computers. With this, there is no need to install an application on the computer, users would only require logging into their respective accounts to access the database stored in the cloud. Cloud is a platform that enables both the data and software to be accessible to the users anywhere, anytime.

What is the differences?

User One person at a time Multiple users updating at the same time
Server Computer/Private Server Internet


Flat fee upfront. Renewed each year or when upgrade is required

Monthly Subscription



Easily sync with 3rd party application


A license is purchased per computer, thus only accessible through the licensed computer

Anywhere with internet connection

Back up


Auto backed up 24/7

Data Sharing

Require data export

Data sharing online upon login access given

Software Updates

Manually upon release of new version and require data backup

Automatic and no backup require


Depending on the local machine and server security maintenance

High security maintain by data hosting provider such as Amazon Web Services (AWS)


  • All data backup in Cloud
  • Software update automatically
  • Direct Bank Feeds
  • Issue Quotation/Invoice as you go
  • Easily integrate with third-party apps
  • Lower upfront cost
  • Cross department able to access the same data anywhere
  • Fully Online compare to desktop accounting software

List of Cloud Accounting Software

  1. Xero
  2. QuickBooks Online
  3. Financio
  4. Biztory
  5. Bukku

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